Working Capital
Working capital is vital to a business, whether you are a
sole trader, partnership or larger company. You have to have
funds available to pay day to day bills, wages and so on.
Your working capital is made up of the current assets,
net of the current liabilities.
It is very
important for a business to manage its working capital
carefully. This is particularly true where there is a
substantial time lag between making the product and
receiving the money for it.
To find out more about how VFS can help you raise
working capital, allowing you to manage your business more
efficiently.
Contact Us
Small Firms Loan Guarantee Scheme
The Government and DTI backed Small Firms Loan Guarantee
Scheme (SFLGS) is designed to help small businesses fund
sustainable growth when other borrowing options are not
available either through lack of a track record or security.
Borrowing of up to £250,000 is available to assist with the
following purposes:
- Expansion and Growth
- Investment in plant and machinery
- Acquiring new business equipment
- Project development costs
- Improving operational efficiency
If you have been trading for less than two years you can borrow
from £5,000 to £100,000. A company that has been trading for
more that two years can borrow up to £250,000.
For more information on how your business could
benefit from the Small Firms Loan Guarantee Scheme.
Contact Us
Funding for Professional Practices
VFS can help professional practices with funding for such
things as selling, retirement and succession. This includes
practices such as accountants, solicitors, doctors and IFA’s.
Two of the biggest issues facing businesses are cash flow and
income. A cash flow loan product is designed for advisors with
trail and renewal commission payable who would like access to
the capital now either to fund acquisitions or buy out retiring
partners.
Taking a holistic view of how the business stands now and
assessing the value of future income will determine if funding
could be made available.
To find out more about how VFS could help
Contact Us
Premium Funding
The cost of professional and corporate insurance cover has
continued to rise in recent years. The Corporate Insurance
Premium Funding loan has been specially designed to help ease
the impact of increased premiums on your cash flow by providing
simple and flexible funding that allows you to spread repayments
over a 12-month period.
Key Features:
- Loan amounts from £50,000
- Loans repayable over 12 months.
- Fixed interest rates.
- Simple documentation.
- Prompt response and decision.
To learn more about how Premium funding can provide a
simple cost effective solution to an expensive annual
expenditure you cannot avoid.
Contact Us
Access to Capital for Investment
VFS can provide capital for investment to help with:
- investment into an existing business
- investment in a new business
- Sale and Leaseback
- Sale and HP Back
- Chattels Mortgage on owned assets
- Management buy outs / buy ins
Let VFS guide you through the process of raising the
Capital you need for your business.
Contact Us
Debtor Finance - Invoice Factoring
Invoice factoring provides the cash flow finance and debt
management solution that your business needs to succeed. It
produces immediate cash advances from the funds you are already
owed by your customers (debtors), thus increasing your working
capital.
Factoring companies will typically provide an initial cash
advance up to 90% of the value of outstanding invoices within 24
hours. The factoring agreement will also provide an ongoing
facility that increases in line with the volume of sales and
values of invoices you issue.
Learn more about Invoice Factoring could help
improve your Business cash flow.
Contact Us
Debtor Finance - Invoice Discounting
Invoice discounting provides the cash flow finance and debt
management solution that your business needs to succeed. It
produces immediate cash advances from the funds you are already
owed by your customers (debtors), thus increasing your working
capital.
Invoice discounting companies will typically provide an initial
cash advance up to 90% of the value of outstanding invoices
within 24 hours. The invoice discounting agreement will also
provide an ongoing facility that increases in line with the
volume of sales and values of invoices you issue.
Unlike factoring, you maintain full control of your sales
ledger, the issuing of statements and collection of cash. As a
result the service charge is much lower.
Learn more about Invoice Discounting could help
improve your Business cash flow.
Contact Us
UK Export Finance
An export factoring facility can relieve the cash flow
pressures caused by drawn out overseas payment times by
generating up to 80% funding against unpaid invoices within 24
hours; add a full range of currency funding and collection
services, and you have the ideal means to grow your export
business.
Benefits:
- Funding levels grow in line with turnover
- Online transmission of invoices
- 24 hour internet access to your sales ledger accounts
- Credit protection available
- Saves valuable management time
- No need to factor UK invoices
Learn more about how UK Export Finance could help
grow your export business.
Contact Us
UK Import Trade Finance
Import Trade Finance bridges the funding gap between
purchasing goods and the final sale to your customer. This is
short term funding against a confirmed customer order.
It is usually available for:
- Importers / traders looking to source and supply goods
within a short time period
- Finished, identifiable goods which are non perishable
- Businesses with experience in their trade
- Predominantly for goods with high gross profit margins
Benefits:
- 100% finance (plus duty and VAT) can be provided
- The trade financier relies on the strength of the
transaction for security
- It doesn’t affect existing funding lines
Learn more about how UK Import Trade Finance could
help your business.
Contact Us